| Standard vinyl | Lap, Dutch lap, shakes; thin shadow lines | Limited lifetime* (read hail + proration terms) | $ · lowest | Fair: cracks/holes; many hail warranties limited | Stiffer + more crack-prone in deep cold; moves ~½″ per 12½′ panel | Wash only; never paint | Little on its own | Budgets, rentals, selling soon |
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| Insulated vinyl | Deeper, straighter lap lines | Limited lifetime* | $$ | Better than standard (foam supports panel) | Same vinyl movement; foam adds rigidity | Wash only | Certified R-2.0+ (ASTM D7793); e.g. CertainTeed CedarBoards R-2.0–2.7 | Drafty homes, high bills |
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| Steel (EDCO) | Lap + board & batten, wood-grain texture | Lifetime non-prorated limited; 50-yr limited hail protection | $$$ | Good: won’t crack; big hail can dent (warranty excludes hail over 2″) | Excellent: no cold brittleness, little movement | Baked finish; no paint | Little on its own | Hail-prone areas, low upkeep |
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| LP SmartSide | Deep cedar-grain wood look, 16′ boards | 5-yr 100% labor + material, 50-yr prorated substrate; 15-yr finish (ExpertFinish) | $$–$$$ | Very good: warranty covers hail up to 1.75″ | Good when ends sealed + installed to spec | Repaint someday (pre-finished: 15-yr finish warranty) | Little on its own | Wood look on a mid budget |
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| James Hardie (HardiePlank) | Crisp painted plank, deep shadow lines | 30-yr non-prorated substrate; ColorPlus 15-yr finish | $$$ | Good: won’t dent; hard hits can chip/crack | Excellent: HZ5 formula for freeze/thaw | Low; eventual repaint (ColorPlus 15-yr finish) | Little on its own | HOAs, high-end look, resale |
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| Aluminum | Classic 1950s–70s lap, often faded/chalky | Legacy; most original warranties expired | Repair/match only | Poor: dents from small hail | Good: no cold brittleness | Chalks; can repaint | Little on its own | Repairing homes that have it |
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| Cedar | Natural wood lap or shakes | None on the wood itself; finish life varies | $$$$ | Fair: dents/splits in big hail | Good if kept sealed | Highest: stain/paint every 3–7 yrs | Little on its own | Historic homes, real-wood lovers |