Storm damage claims, documented right the first time.
A forensic roof inspection, a photo report of every hit, and a line-item estimate. Clear evidence for you and your insurer, and a licensed crew to build it.
Book a free roof inspection
No cost, no pressure. You get photos of everything we find.
Thorough documentation. Honest construction.
You own the claim. Our job is to document the damage thoroughly and build the repair right.
Free damage inspection
Roof, siding, gutters and interior checked before you file.
Photo documentation
Every hail hit, crease and leak photographed and organized.
Detailed estimate
A line-item repair estimate in the format insurers use.
Adjuster inspection
With you present, we can attend the adjuster's inspection and show what we documented.
Hidden damage documented
If rot or damaged decking turns up during the job, we photograph it and share it with you.
One crew for the whole scope
Roof, siding, gutters and interior work under one contractor.
You get one contractor and one point of contact.
After a storm you'll hear from your insurer, an adjuster, maybe a mortgage company. We keep the construction side simple: we document, we estimate, we build, and we keep you updated with photos the whole way.
- You pay your deductible — nothing hidden
- Photo updates at every stage
- Clean job site and a final walkthrough
- Licensed MN BC695228 · IL 104.019184 / 104.018729
Insurance claim process in four steps.
Inspect
Free inspection and photo report before you call your insurer.
File
You file the claim with your insurer; we send them our documentation.
Adjuster visit
With you present, we can attend the inspection and show our documentation.
Build
Once your claim is settled, we schedule, build and walk the finished job with you.
Same storm. Same roof. Very different out-of-pocket.
Many Minnesota policies no longer pay full replacement cost on roofs. See how RCV, ACV and roof payment schedules change what you'd pay, with real-number examples.
See the ExamplesIllustrative example only. Your policy, endorsements and insurer determine actual amounts.
Know what hit your home before you make a single call.
Four things we give every homeowner at no cost and with no obligation. Keep them whether or not you hire us.
Storm History Report
A dated record of the hail and severe wind events that crossed your exact address.
- Dates of past hail storms
- Estimated hail size at your property
- When your home was last hit
Forensic Roof Inspection
A hands-on inspection of your roof, siding, gutters and soft metals, done to a documentation standard.
- Hail hits chalk-marked and measured
- Test squares and slope-by-slope checks
- Wind creases and lifted shingles
Photo Damage Report
Every finding organized in a photo report that's yours to keep and share with anyone you choose.
- Close-up and wide photos
- Damage labeled by location
- Plain-English summary
Written Estimate
A line-item repair or replacement estimate, so you know the real scope and cost before you decide anything.
- Itemized materials and labor
- Repair vs. replace options
- No pressure, no expiration games
What homeowners say.
He worked with our insurance and subcontractors making the process smooth for us, resulting in a new roof, new siding and some new windows, costing us only our deductible for an over $100,000 job.
Mike came to do an assessment. He caught concerns others had missed. He was professional and polite but very kind. I would recommend him 100%.
Mike stopped by soon after I contacted Repair King to ask for an estimate on a leaking porch roof. He took the time to inspect the area and explain all the options and give advice for next steps.
Straight answers.
Will insurance pay for my new roof?
If a covered event like hail or wind damaged your roof, your policy may pay for repair or replacement minus your deductible. The amount depends on your policy and the damage your adjuster documents.
Do I call my insurance company or a roofer first?
Get a free inspection first. It tells you whether there's enough damage to file, so you don't open a claim for nothing.
Can you pay or waive my deductible?
No. Minnesota law requires you to pay your deductible, and a contractor who offers to cover it is breaking the law. We'll always be upfront about what you owe.
What if my claim is denied or the amount is too low?
Talk to your insurer or agent about their process. You can share our photo report and estimate with them, and a licensed public adjuster can represent you if you want help with the claim itself.
Storm hit? Leak showing up? Let's look at it this week.
Free inspection, photo report, straight answer.