Why Lake Elmo is differentWhat does hail do to a manufactured home in Lake Elmo?
On a manufactured home, hail often shows up on the walls before anyone climbs a roof. Thin vinyl siding takes small dents and cracks, window screens tear, and low-slope or metal roofs need a different inspection than a shingled subdivision roof. Lake Elmo has 574 manufactured homes, so we check both kinds of house here.
Cimarron was one of Lake Elmo's big projects of the 1960s: a planned community of manufactured homes next to a golf course south of the old village, according to the Washington County Historical Society. It's still here, and it's a big reason Lake Elmo's housing count includes 574 manufactured homes, roughly one in eight homes in the city.
When we inspected a Cimarron home in July 2023, most of the story was on the walls. Close-up photos showed small hail dents and a cracked lap in the vinyl siding, split screen mesh on the windows, and weathered trim at the porch posts. On homes like this we walk every side at eye level, photograph each dent next to the siding profile, and note whether matching siding is still made. Then we look at the roof.
The rest of Lake Elmo is the opposite: big new subdivisions. 1,578 homes went up here from 2010 to 2019, and 486 more since 2020. Those roofs are young, but many use long valleys, tall gables and several roof planes that meet at one point. After a hailstorm we chalk-mark hits on each plane separately, because storms hit a west-facing slope very differently than the slope behind it.